Q: What’s the difference between a lawyer and an undertaker?
A: A Lawyer doesn’t mind getting his hands dirty while burying his victims.
A lawyer is sitting at the desk in his new office. He hears someone coming to the door. To impress his first potential client, he picks up the phone as the door opens and says, “I demand one million and not a penny less.” As he hangs up, the man now standing in his office says, “I’m here to hook up your phone.”
Actually lowering the cost of insurance would be accomplished by such things as making it harder for lawyers to win frivolous lawsuits against insurance companies.